2025 Net income$20.4 BillionUp 25% YoY
2025 Diluted EPS1$14.07Up 25% YoY
2025 Total PCL1$4.4 BillionPCL on loans ratio1 up 8 bps1 YoY
2025 ROE116.3%Up from 14.4% last year
CET1 ratio113.5%Above regulatoryrequirements
2025 Adjusted netincome2 $20.9 BillionUp 20% YoY
2025 Adjusted dilutedEPS2 $14.43Up 19% YoY
2025 Total ACL1$7.5 BillionACL on loans ratio1down 3 bps QoQ
2025 Adjusted ROE216.7%Up from 15.5% last year
2025 LCR1127%Down from 129% last quarter
TORONTO, Dec. 3, 2025 /CNW/ - Royal Bank of Canada3 (TSX:RY) (NYSE:RY) today reported net income of $20.4 billion for the year ended October 31, 2025, up $4.1 billion or 25% from the prior year. Diluted EPS was $14.07, up 25% over the prior year reflecting growth across each of our business segments. Adjusted net income2 and adjusted diluted EPS2 of $20.9 billion and $14.43 were up 20% and 19%, respectively, from the prior year.
Our consolidated results include higher provisions on impaired loans, primarily in Commercial Banking, Personal Banking and Capital Markets. The PCL on impaired loans ratio1 was 37 bps, up 9 bps from the prior year.
Pre-provision, pre-tax earnings2 of $30 billion were up 30% from last year, mainly due to higher net interest income reflecting solid average volume growth in Personal Banking and Commercial Banking and higher spreads across most of our business segments. Higher revenues within both Global Markets and Corporate & Investment Banking in Capital Markets and higher fee-based revenue in Wealth Management reflecting market appreciation and net sales also contributed to the increase. These factors were partially offset by higher expenses driven by higher compensation on improved results and continued investments across our businesses. Pre-provision, pre-tax earnings2 for the current period includes the impact of five additional months of results from the acquisition of HSBC Bank Canada (HSBC Canada).
Our capital position remained robust with a CET1 ratio1 of 13.5% supporting solid volume growth. In addition, this year we returned $11.3 billion to our shareholders through common dividends and share buybacks.
Today, we declared a quarterly dividend of $1.64 per share reflecting an increase of $0.10 or 6%. For fiscal 2026, we have revised our ROE financial objective to 17%+ to reflect improving revenue productivity and cost efficiencies driven by the execution of our strategic initiatives.
"In 2025, we advanced our position as one of the world's most trusted and successful financial institutions. RBC's exceptional financial performance and strategic ambitions were a big part of that story, but it's the way we achieved our results that continues to define our success. Our relentless client focus is shaping everything we do—from the way we're expanding our global franchises to how we're delivering the insights and trusted advice that help clients navigate a rapidly changing economy. As shared at our Investor Day, combining this with global connectivity and scale is the foundation for how RBC will continue creating long-term value for our 19+ million clients.
Looking to 2026, our financial strength remains one of our greatest advantages, underpinning our strong credit ratings and giving us the capacity to fund future growth and pursue our client-centric ambitions. This comes together with our diversified business model across segments and geographies, technology and data scale, our trusted brand and the hard work and dedication of employees across Team RBC."
– Dave McKay, President and Chief Executive Officer of Royal Bank of Canada
_______________________________________
1 See the Glossary section of our annual Management's Discussion and Analysis dated December 2, 2025, for the fiscal year ended October 31, 2025, available at sedarplus.com, for an explanation of the composition of these measures. Such explanation is incorporated by reference hereto.
2 These are non-GAAP measures. For further information, including a reconciliation, refer to the Key performance and non-GAAP measures section on pages 11 to 12 of this Earnings Release.
3 When we say "we", "us", "our", "the bank" or "RBC", we mean Royal Bank of Canada and its subsidiaries, as applicable.
2025 Full-Year Business Segment Performance
20% earnings growth in Personal Banking, primarily driven by higher net interest income reflecting higher spreads and average volume growth of 7% in Personal Banking, Canada. We recorded growth in non-term and term deposit products, as Bank of Canada interest rates have decreased. We also maintained our number one market share position in Personal Core Deposits and Guaranteed Investment Certificates.4 Favorable equity market conditions and client sales activity also drove higher average mutual fund balances. These factors were partially offset by higher non-interest expenses. Net income for the current year includes the impact of five additional months of HSBC Canada results.
7% earnings growth in Commercial Banking, mainly due to higher total revenue driven by increases of 16% in average loans and acceptances and 10% in average deposits across all major product lines and client segments. These factors were partially offset by higher PCL as rising unemployment rates, slowing economic growth and the impacts of trade disruptions, resulting in higher provisions on impaired and performing loans. Higher non-interest expense also partially offset the increase in total revenue. Net income for the current year includes the impact of five additional months of HSBC Canada results.
25% earnings growth in Wealth Management, mainly due to higher fee-based client assets reflecting market appreciation and net sales, which also drove higher variable compensation. Higher transactional revenue driven by client activity as well as higher net interest income reflecting average volume growth in loans and deposits and higher spreads also contributed to the increase. Our wealth advisory businesses continued to realize net positive flows of fee-based client assets reflecting the strength of our business driven by the quality of our advice, the breadth of our investment and holistic wealth planning solutions and clients' trust in our brand. Within our asset management businesses, we captured increased share in Canadian retail mutual fund sales as the sector returned to positive net flows.
14% earnings growth in Insurance, primarily due to higher insurance service result driven by improved claims experience in longevity reinsurance and life retrocession products. This was partially offset by the impact of unfavourable annual actuarial assumption updates driven by life retrocession products. Lower taxes reflecting changes in earnings mix also contributed to the increase. Amidst a challenging macroeconomic backdrop, RBC Insurance delivered steady growth in total premiums and deposits, supported by the strength of our overall insurance product portfolio.
18% earnings growth in Capital Markets, primarily due to higher revenue in Global Markets and Corporate & Investment Banking. The impact of foreign exchange translation also contributed to the increase. Overall financial market activity was driven by elevated market volatility in the first half of 2025, which supported robust client-driven trading flows, notably from equities, foreign exchange and interest rate trading. The second half of 2025 saw a reduction in market volatility, which supported a recovery in credit trading, partly offset by slower growth in equities trading volumes. Investment banking fee pool growth slowed in the first half of 2025 amidst macroeconomic uncertainty and market volatility; however, the fee pools increased in the second half of 2025. Against this backdrop, we continued to expand our client coverage, which contributed to revenue growth. These factors were partially offset by higher compensation on increased results and higher taxes reflecting the impact of Pillar Two legislation and changes in earnings mix, net of favourable tax adjustments.
Q4 2025 Performance
Record net income and diluted EPS of $5.4 billion and $3.76 were both up 29% from a year ago, reflecting higher results in Capital Markets, Wealth Management, Personal Banking and Commercial Banking, partially offset by lower results in Insurance. Prior period results included HSBC Canada transaction and integration costs, which was treated as a specified item and reported in Corporate Support. The PCL on loans ratio of 39 bps increased 4 bps from the prior year. Adjusted net income5 and adjusted diluted EPS5 of $5.6 billion and $3.85 were both up 25% compared to the prior year.
Record pre-provision, pre-tax earnings5 of $7.8 billion were up 29% from a year ago, mainly due to higher revenue in Global Markets and Corporate & Investment Banking in Capital Markets. Higher net interest income in our Personal Banking and Commercial Banking segments reflecting higher average volume growth and higher spreads, as well as higher fee-based client assets in Wealth Management also contributed to the increase. These factors were partially offset by higher variable compensation on increased results.
Compared to last quarter, net income was relatively flat reflecting higher results in Wealth Management and Capital Markets, partially offset by lower results in Insurance, Personal Banking and Commercial Banking. Adjusted net income5 was flat over the same period. Results this quarter reflected higher provisions for credit losses with a PCL on loans ratio of 39 bps, up 4 bps from the prior quarter.
Reported:
Adjusted5:
Q4 2025Compared toQ4 2024
• Net income of $5,434 million
↑ 29%
• Net income of $5,554 million
↑ 25%
• Diluted EPS of $3.76
↑ 29%
• Diluted EPS of $3.85
↑ 25%
• ROE of 16.8%
↑ 252 bps
• ROE of 17.2%
↑ 210 bps
• CET1 ratio6 of 13.5%
↑ 30 bps
Q4 2025Compared toQ3 2025
• Net income of $5,434 million
→ 0%
• Net income of $5,554 million
→ 0%
• Diluted EPS of $3.76
→ 0%
• Diluted EPS of $3.85
→ 0%
• ROE of 16.8%
↓ 48 bps
• ROE of 17.2%
↓ 50 bps
• CET1 ratio6 of 13.5%14
↑ 30 bps
____________________________________________
4 Market share is calculated using the most current data available from the Office of the Superintendent of Financial Institutions (OSFI) (M4), the Securities and Investment Management Association (SIMA) and the Canadian Bankers Association (CBA), and is as at August 2025 and June 2025. This is based on the following key product categories: Personal Lending (including residential mortgages), Personal Core Deposits and Guaranteed Investment Certificates, Credit Cards and Long-term Mutual Funds.
5 These are non-GAAP measures. For further information, including a reconciliation, refer to the Key performance and non-GAAP measures section on pages 11 to 12 of this Earnings Release.
6 See the Glossary section of our annual Management's Discussion and Analysis dated December 2, 2025, for the fiscal year ended October 31, 2025, available at sedarplus.com, for an explanation of the composition of these measures. Such explanation is incorporated by reference hereto.
Selected Financial and Other Highlights (1)
As at or for the three months ended
As at or for the year ended
October 31
July 31
October 31
October 31
October 31
(Millions of Canadian dollars, except per share, number of and percentage amounts)
2025
2025
2024
2025
2024
Total revenue
$
17,209
$
16,985
$
15,074
$
66,605
$
57,344
PCL
1,007
881
840
4,362
3,232
Non-interest expense
9,374
9,232
9,019
36,592
34,250
Income before income taxes
6,828
6,872
5,215
25,651
19,862
Net income
$
5,434
$
5,414
$
4,222
$
20,369
$
16,240
Net income - adjusted (2), (3)
$
5,554
$
5,534
$
4,439
$
20,870
$
17,430
Segments - net income
Personal Banking
$
1,887
$
1,938
$
1,579
$
7,105
$
5,921
Commercial Banking
810
836
774
3,020
2,818
Wealth Management
1,284
1,096
969
4,289
3,422
Insurance
98
247
162
828
729
Capital Markets
1,431
1,328
985
5,393
4,573
Corporate Support
(76)
(31)
(247)
(266)
(1,223)
Net income
$
5,434
$
5,414
$
4,222
$
20,369
$
16,240
Selected information
EPS - basic
$
3.77
$
3.76
$
2.92
$
14.10
$
11.27
EPS - diluted
3.76
3.75
2.91
14.07
11.25
EPS - basic adjusted (2), (3)
3.86
3.84
3.07
14.46
12.11
EPS - diluted adjusted (2), (3)
3.85
3.84
3.07
14.43
12.09
Return on common equity (ROE) (3)
16.8 %
17.3 %
14.3 %
16.3 %
14.4 %
Return on common equity (ROE) adjusted (2), (3)
17.2 %
17.7 %
15.1 %
16.7 %
15.5 %
Average common equity (4)
$
124,900
$
121,450
$
114,750
$
122,050
$
110,650
Net interest margin (NIM) - on average earning assets, net (3)
1.62 %
1.61 %
1.68 %
1.62 %
1.54 %
PCL on loans as a % of average net loans and acceptances
0.39 %
0.35 %
0.35 %
0.43 %
0.35 %
PCL on performing loans as a % of average net loans and acceptances
0.01 %
(0.01) %
0.09 %
0.06 %
0.07 %
PCL on impaired loans as a % of average net loans and acceptances
0.38 %
0.36 %
0.26 %
0.37 %
0.28 %
Gross impaired loans (GIL) as a % of loans and acceptances
0.83 %
0.85 %
0.59 %
0.83 %
0.59 %
LCR (3)
127 %
129 %
128 %
127 %
128 %
NSFR (3)
112 %
114 %
114 %
112 %
114 %
Capital, Leverage and Total loss absorbing capacity (TLAC) ratios (3), (5)
CET1 ratio
13.5 %
13.2 %
13.2 %
13.5 %
13.2 %
Tier 1 capital ratio
15.1 %
14.8 %
14.6 %
15.1 %
14.6 %
Total capital ratio
16.8 %
16.6 %
16.4 %
16.8 %
16.4 %
Leverage ratio
4.4 %
4.5 %
4.2 %
4.4 %
4.2 %
TLAC ratio
31.5 %
30.9 %
29.3 %
31.5 %
29.3 %
TLAC leverage ratio
9.2 %
9.3 %
8.4 %
9.2 %
8.4 %
Selected balance sheet and other information (6)
Total assets
$
2,325,006
$
2,227,893
$
2,171,582
$
2,325,006
$
2,171,582
Securities, net of applicable allowance
561,788
538,012
439,918
561,788
439,918
Loans, net of allowance for loan losses
1,042,422
1,025,460
981,380
1,042,422
981,380
Derivative assets
177,206
155,023
150,612
177,206
150,612
Deposits
1,515,616
1,481,477
1,409,531
1,515,616
1,409,531
Common equity
127,417
124,065
118,058
127,417
118,058
Total risk-weighted assets RWA (3), (5)
730,225
723,155
672,282
730,225
672,282
Assets under management (AUM) (3)
1,573,800
1,469,800
1,342,300
1,573,800
1,342,300
Assets under administration (AUA) (3), (7)
5,599,000
5,213,500
4,965,500
5,599,000
4,965,500
Common share information
Shares outstanding (000s) - average basic
1,403,782
1,407,280
1,414,460
1,409,072
1,411,903
- average diluted
1,406,696
1,409,680
1,416,829
1,411,589
1,413,755
- end of period
1,400,114
1,405,044
1,414,504
1,400,114
1,414,504
Dividends declared per common share
$
1.54
$
1.54
$
1.42
$
6.04
$
5.60
Dividend yield (3)
3.1 %
3.5 %
3.5 %
3.4 %
3.9 %
Dividend payout ratio (3)
41 %
41 %
49 %
43 %
50 %
Common share price (RY on TSX) (8)
$
205.47
$
177.79
$
168.39
$
205.47
$
168.39
Market capitalization (TSX) (9)
287,681
249,803
238,188
287,681
238,188
Business information (number of)
Employees (full-time equivalent) (FTE)
96,628
97,116
94,838
96,628
94,838
Bank branches
1,263
1,271
1,292
1,263
1,292
Automated teller machines (ATMs)
4,183
4,298
4,367
4,183
4,367
Period average US$ equivalent of C$1.00 (9)
$
0.720
$
0.728
$
0.733
$
0.712
$
0.736
Period-end US$ equivalent of C$1.00
$
0.713
$
0.722
$
0.718
$
0.713
$
0.718
(1)
On March 28, 2024, we completed the acquisition of HSBC Bank Canada (HSBC Canada transaction). HSBC Canada results have been consolidated from the closing date, and are included in our Personal Banking, Commercial Banking, Wealth Management and Capital Markets segments.
(2)
These are non-GAAP measures or ratios. For further details, including a reconciliation, refer to the Key performance and non-GAAP measures section on pages 11 to 12 of this Earnings Release.
(3)
See the Glossary section of our annual Management's Discussion and Analysis dated December 2, 2025, for the fiscal year ended October 31, 2025, available at sedarplus.com, for an explanation of the composition of these measures. Such explanation is incorporated by reference hereto.
(4)
Average amounts are calculated using methods intended to approximate the average of the daily balances for the period.
(5)
Capital ratios and RWA are calculated using OSFI's Capital Adequacy Requirements (CAR) guideline, the Leverage ratio is calculated using OSFI's Leverage Requirements (LR) guideline, and both the TLAC and TLAC leverage ratios are calculated using OSFI's TLAC guideline. Both the CAR guideline and LR guideline are based on the Basel III framework. For further details, refer to the Capital management section of our 2025 Annual Report.
(6)
Represents period-end spot balances.
(7)
AUA includes $15 billion and $5 billion (July 31, 2025, $15 billion and $6 billion, October 31, 2024, $15 billion and $6 billion) of securitized residential mortgages and credit card loans, respectively.
(8)
Based on TSX closing market price at period-end.
(9)
Average amounts are calculated using month-end spot rates for the period.
Q4 2025 Reporting Segment Performance
Personal Banking
As at or for the three months ended
October 31
July 31
October 31
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)
2025
2025
2024
Net interest income
$
3,774
$
3,698
$
3,346
Non-interest income
1,404
1,362
1,312
Total revenue
5,178
5,060
4,658
PCL on performing assets
32
17
124
PCL on impaired assets
487
427
359
PCL
519
444
483
Non-interest expense
2,076
1,958
2,033
Income before income taxes
2,583
2,658
2,142
Net income
$
1,887
$
1,938
$
1,579
Revenue by business
Personal Banking - Canada
$
4,860
$
4,751
$
4,366
Caribbean & U.S. Banking
318
309
292
Key ratios
ROE
25.6 %
27.0 %
23.8 %
NIM
2.70 %
2.68 %
2.49 %
Efficiency ratio (1)
40.1 %
38.7 %
43.6 %
Operating leverage (1)
9.1 %
11.8 %
2.1 %
Selected balance sheet information
Average total assets
$
571,800
$
564,800
$
552,400
Average total earning assets, net
554,300
547,400
534,500
Average loans and acceptances, net
543,500
537,100
525,000
Average deposits
436,400
437,300
431,000
Other information
AUA (2), (3)
$
288,500
$
272,700
$
255,400
Average AUA
280,400
266,500
252,400
AUM (3)
6,100
5,800
6,400
Number of employees (FTE) (4)
32,335
38,220
38,642
Credit information
PCL on impaired loans as a % of average net loans and acceptances
0.36 %
0.32 %
0.27 %
Other selected information - Personal Banking - Canada
Net income
$
1,788
$
1,843
$
1,485
NIM
2.63 %
2.61 %
2.41 %
Efficiency ratio
38.4 %
37.2 %
41.8 %
Operating leverage
9.0 %
12.5 %
2.5 %
(1)
See the Glossary section of our annual Management's Discussion and Analysis dated December 2, 2025, for the fiscal year ended October 31, 2025, available at sedarplus.com, for an explanation of the composition of this measure. Such explanation is incorporated by reference hereto.
(2)
AUA includes securitized residential mortgages and credit card loans as at October 31, 2025 of $15 billion and $5 billion, respectively (July 31, 2025, $15 billion and $6 billion, October 31, 2024, $15 billion and $6 billion).
(3)
Represents period-end spot balances.
(4)
Includes FTE for all shared services across Personal Banking and Commercial Banking, for which the related non-interest expenses are allocated to both Personal Banking and Commercial Banking. Effective the fourth quarter of 2025, approximately 5,500 FTE who were previously shared services and are now dedicated to Commercial Banking were transferred from Personal Banking to Commercial Banking. As a result, FTE from the periods ended July 31, 2025 and October 31, 2024 may not be fully comparable.
Q4 2025 vs. Q4 2024Net income increased $308 million or 20% from a year ago, primarily driven by higher net interest income reflecting higher spreads and average volume growth of 2% in Personal Banking - Canada. Higher non-interest income also contributed to the increase.
Total revenue increased $520 million or 11%, largely due to higher net interest income reflecting higher spreads and average volume growth of 3% in loans and 1% in deposits in Personal Banking - Canada. Higher average mutual fund balances driving higher distribution fees also contributed to the increase.
NIM was up 21 bps, mainly due to favourable changes in product mix and the sustained impact of a higher interest rate environment.
PCL increased $36 million or 7%, primarily due to higher provisions on impaired loans in our Canadian portfolios. This was partially offset by lower provisions on performing loans, primarily driven by lower unfavourable changes in credit quality and favourable changes to our macroeconomic forecast.
Non-interest expense increased $43 million or 2%, primarily due to higher marketing and communications costs.
Q4 2025 vs. Q3 2025Net income decreased $51 million or 3% from last quarter, as higher net interest income reflecting average volume growth and higher spreads in Personal Banking - Canada and higher non-interest income reflecting higher average mutual fund balances driving higher distribution fees was more than offset by higher non-interest expense and higher PCL. Higher non-interest expense reflects higher marketing costs, largely associated with new client acquisition campaigns, while higher PCL reflects higher provisions on impaired loans in our Canadian personal and residential mortgages portfolios.
NIM was up 2 bps, mainly due to favourable changes in product mix.
Commercial Banking
As at or for the three months ended
October 31
July 31
October 31
(Millions of Canadian dollars, except percentage amounts and as otherwise noted)
2025
2025
2024
Net interest income
$
1,910
$
1,828
$
1,763
Non-interest income
311
324
314
Total revenue
2,221
2,152
2,077
PCL on performing assets
27
3
66
PCL on impaired assets
346
296
233
PCL
373
299
299
Non-interest expense
728
697
713
Income before income taxes
1,120
1,156
1,065
Net income
$
810
$
836
$
774
Key ratios
ROE
15.8 %
16.3 %
16.7 %
NIM
3.99 %
3.86 %
3.89 %
Efficiency ratio
32.8 %
32.4 %
34.3 %
Operating leverage
4.8 %
4.8 %
5.8 %
Selected balance sheet information
Average total assets
$
195,400
$
193,200
$
186,100
Average total earning assets, net
190,000
187,900
180,200
Average loans and acceptances, net
190,000
187,800
180,600
Average deposits
311,300
308,000
301,900
Other information
Number of employees (FTE) (1)
7,012
1,511
1,290
Credit information
PCL on impaired loans as a % of average net loans and acceptances
0.72 %
0.62 %
0.52 %
(1)
Excludes FTE for all shared services across Personal Banking and Commercial Banking, for which the related non-interest expenses are allocated to both Personal Banking and Commercial Banking. Effective the fourth quarter of 2025, approximately 5,500 FTE who were previously shared services and are now dedicated to Commercial Banking were transferred from Personal Banking to Commercial Banking. As a result, FTE from the periods ended July 31, 2025 and October 31, 2024 may not be fully comparable.
Q4 2025 vs. Q4 2024Net income increased $36 million or 5% from a year ago, primarily driven by higher net interest income reflecting average volume growth of 4% and higher spreads, partially offset by higher PCL.
Total revenue increased $144 million or 7%, primarily due to by higher net interest income reflecting average volume growth of 5% in loans and acceptances and 3% in deposits, and higher spreads.
PCL increased $74 million or 25%, primarily due to higher provisions on impaired loans in a few sectors, including the automotive and other services sectors. This was partially offset by lower provisions on performing loans, primarily driven by lower unfavourable changes in credit quality and favourable changes to our macroeconomic forecast.
Non-interest expense increased $15 million or 2%, mainly due to higher staff-related costs, professional fees and ongoing technology investments, net of realized synergies related to the HSBC Canada transaction.
Q4 2025 vs. Q3 2025Net income decreased $26 million or 3% from last quarter, as higher net interest income reflecting higher spreads and average volume growth of 1% was more than offset by higher PCL and non-interest expense. Higher PCL largely reflected higher provisions on impaired loans in a few sectors, including the automotive and other services sectors, partially offset by lower provisions in the real estate and related sector.
Wealth Management
As at or for the three months ended
October 31
July 31
October 31
(Millions of Canadian dollars, except number of, percentage amounts and as otherwise noted)
2025
2025
2024
Net interest income
$
1,443
$
1,321
$
1,282
Non-interest income
4,457
4,192
3,904
Total revenue
5,900
5,513
5,186
PCL on performing assets
(39)
(40)
(57)
PCL on impaired assets
35
(3)
32
PCL
(4)
(43)
(25)
Non-interest expense
4,313
4,154
3,981
Income before income taxes
1,591
1,402
1,230
Net income
$
1,284
$
1,096
$
969
Revenue by business
Canadian Wealth Management
$
1,847
$
1,734
$
1,554
U.S. Wealth Management (including City National Bank (City National))
2,573
2,368
2,331
U.S. Wealth Management (including City National) (US$ millions)
1,852
1,724
1,709
Global Asset Management
908
853
768
International Wealth Management
377
356
350
Investor Services
195
202
183
Key ratios
ROE
19.7 %
17.0 %
16.0 %
NIM
3.45 %
3.27 %
3.31 %
Pre-tax margin (1)
27.0 %
25.4 %
23.7 %
Selected balance sheet information
Average total assets
$
190,300
$
184,200
$
177,800
Average total earning assets, net
166,100
160,400
153,900
Average loans and acceptances, net
125,800
121,600
115,100
Average deposits
173,200
167,000
167,600
Other information
AUA (2)
$
5,284,800
$
4,916,400
$
4,685,900
AUM (2)
1,563,900
1,460,500
1,332,500
Average AUA
5,191,400
4,848,100
4,621,700
Average AUM
1,529,100
1,430,300
1,289,500
PCL on impaired loans as a % of average net loans and acceptances
0.11 %
(0.01) %
0.11 %
Number of employees (FTE)
