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Mar 19, 2026 8:50 AM

Can AI Make Home Loans Cheaper? Palantir Thinks So

Palantir Technologies Inc. (NASDAQ:PLTR) and Moder on Thursday announced a strategic partnership to develop an AI-powered mortgage operations platform, with Freedom Mortgage as the initial pilot customer.

The platform combines Palantir's data and artificial intelligence capabilities with Moder's mortgage industry expertise. It is designed to integrate with existing systems and automate complex workflows by translating policies and guidelines into configurable, testable, and auditable rules.

The companies said early deployments with Freedom Mortgage are already live across several processes. These implementations have improved speed and accuracy, helping mortgage operators work more efficiently while enhancing the customer experience.

Moder Chairman Michael Middleman said the partnership aims to "reshape the future of our industry" by improving affordability, lowering borrowing costs, and expanding access to homeownership. Moder CEO Erik Anderson added that the technology is delivering measurable operational gains and will help scale customized, automated solutions across clients.

Freedom Mortgage COO Mike Patterson highlighted improvements in servicing speed and ...

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