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Apr 8, 2026 8:00 AM

SoFi Unveils Regulated Platform Merging Fiat, Crypto Banking

SoFi Technologies, Inc. (NASDAQ:SOFI) shares surged in Wednesday’s premarket session, tracking a broader market rally.

U.S. stock futures jumped after President Donald Trump announced a two-week ceasefire on Iran strikes, easing geopolitical tensions and boosting risk sentiment following Tuesday’s mixed close.

SoFi Launches Big Business Banking Platform

Separately, SoFi unveiled SoFi Big Business Banking, a new platform designed to help enterprise clients manage both traditional (fiat) and crypto transactions within a single regulated system.

The offering allows businesses to hold deposits, move money in real time, and settle transactions around the clock, aiming to streamline financial operations.

The platform combines the capabilities of a nationally chartered bank with modern, API-driven infrastructure, enabling 24/7 functionality.

This launch builds on SoFi’s broader blockchain push, including its crypto services, SoFiUSD, and regulated on-chain infrastructure. By integrating these elements, the company is positioning itself to expand its footprint in next-generation financial services.

Early participants include Mastercard Inc. (NYSE:MA), BitGo, and Fireblocks, signaling strong institutional interest.

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