Quarterly results
Consolidated revenue totaled Ps.49,803 million, compared to Ps.51,768 million in the same quarter of the previous year.
Consolidated costs for the quarter were Ps.21,819 million, from Ps.23,550 million in the same period of the previous year, while sales, administrative and promotional expenses were Ps.21,365 million, in comparison to Ps.21,280 million in the same period of 2025.
EBITDA was Ps.6,619 million, from Ps.6,939 million in the prior year.
Below EBITDA, there was a positive variation of Ps.564 million in the other financial results line, which reflects a 1% decrease in the market value of the underlying financial instruments a year ago.
Consistent with the results of the quarter, there was an increase of Ps.385 million in tax provision for the period.
Grupo Elektra reported net profit of Ps.1,633 million from Ps.1,865 million a year ago.
Balance Sheet
The consolidated gross loan portfolio of Banco Azteca México, Purpose Financial, and Banco Azteca Latin America as of March 31, 2026, was Ps.212,929 million, from Ps.198,915 million of the previous year. The consolidated non-performing loan ratio was 5.8% at the end of the period.
Banco Azteca México's gross loan portfolio was Ps.208,270 million, from Ps.190,630 million a year ago. The bank's non-performing loan ratio was 5.7%.
Grupo Elektra's consolidated deposits were Ps.249,589 million, compared to Ps.243,931 million a year ago. Banco Azteca México's traditional deposits reached Ps.240,348 million, from Ps.236,607 million the previous year.
Banco Azteca México's liquidity coverage ratio was 724%, and the estimated capitalization ratio was 15.53%.
Company Profile:
Grupo Elektra is Latin America's leading financial services company and specialty retailer and the largest non-bank provider of cash advance services in the United States. The group operates more than 6,000 points of contact in México, the United States, Guatemala, Honduras, and Panama.
Grupo Elektra is a Grupo Salinas company (www.gruposalinas.com), a group of dynamic, fast-growing, and technologically advanced companies focused on creating economic value through market innovation and goods and services that improve standards of living; social value to improve community well-being; and environmental value by reducing the negative impact of its business activities. Created by Mexican entrepreneur Ricardo B. Salinas (www.ricardosalinas.com), Grupo Salinas operates as a management development and decision forum for the top leaders of member companies. These companies include TV Azteca (www.TVazteca.com;www.irtvazteca.com), Grupo Elektra (www.grupoelektra.com.mx), Banco Azteca (www.bancoazteca.com.mx), Purpose Financial (havepurpose.com), Afore Azteca (www.aforeazteca.com.mx), Seguros Azteca (www.segurosazteca.com.mx), Punto Casa de Bolsa (www.puntocasadebolsa.mx), Total Play (irtotalplay.mx; www.totalplay.com.mx) and Total Play Empresarial (totalplayempresarial.com.mx). TV Azteca and Grupo Elektra trade shares on the Mexican Stock Market and in Spain's' Latibex market. Each of the Grupo Salinas companies operates independently, with its own management, board of directors and shareholders. Grupo Salinas has no equity holdings. The group of companies shares a common vision, values, and strategies for achieving rapid growth, superior results, and world-class performance.
Except for historical information, the matters discussed in this press release are concepts about the future that involve risks and uncertainty that may cause actual results to differ materially from those projected. Other risks that may affect Grupo Elektra and its subsidiaries are presented in documents sent to the securities authorities.
Investor Relations:
Bruno Rangel
Grupo Salinas
Tel. +52 (55) 1720-9167
[email protected]
Rolando Villarreal
Grupo Elektra, S.A.B. de C.V.
Tel. +52 (55) 1720-9167
[email protected]
Press Relations:
Luciano Pascoe
Tel. +52 (55) 1720 1313 ext. 36553
[email protected]
GRUPO ELEKTRA, S.A.B. DE C.V. AND SUBSIDIARIES
CONSOLIDATED INCOME STATEMENTS
MILLIONS OF MEXICAN PESOS
1Q25
1Q26
Change
Financial income
33,844
65 %
33,814
68 %
(30)
0 %
Commercial income
17,924
35 %
15,989
32 %
(1,935)
-11 %
Income
51,768
100 %
49,803
100 %
(1,966)
-4 %
Financial cost
11,126
21 %
11,476
23 %
350
3 %
Commercial cost
12,423
24 %
10,342
21 %
(2,081)
-17 %
Costs
23,550
45 %
21,819
44 %
(1,731)
-7 %
Gross income
28,219
55 %
27,984
56 %
(235)
-1 %
Sales, administration and promotion expenses
21,280
41 %
21,365
43 %
85
0 %
EBITDA
6,939
13 %
6,619
13 %
(320)
-5 %
Depreciation and amortization
2,390
5 %
2,437
5 %
48
2 %
Other income, net
(4)
0 %
(40)
0 %
(36)
----
Operating income
4,553
9 %
4,222
8 %
(332)
-7 %
Comprehensive financial result:
Interest income
480
1 %
186
0 %
(294)
-61 %
Interest expense
(1,551)
-3 %
(1,285)
-3 %
266
17 %
Foreign exchange gain (loss), net
18
0 %
(41)
0 %
(60)
----
Other financial results, net
(737)
-1 %
(173)
0 %
564
76 %
(1,789)
-3 %
(1,313)
-3 %
476
27 %
Participation in the net income of
CASA and other associated companies
(9)
0 %
3
0 %
12
----
Income before income tax
