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May 13, 2026 12:01 PM

Kin Q1 2026 Operating Income Surges 95% Year-Over-Year; Baseline Operating Margin Expands to Record 50%

Faster-than-market growth, lower loss ratios, and lower reinsurance costs to further strengthen earnings power in 2026

CHICAGO, May 13, 2026 /PRNewswire/ -- Kin, the direct-to-consumer provider of insurance and home finance solutions for homeowners, today announced operating results for the first quarter ended March 31, 2026.

Kin Insurance, Inc. (Shareholder Interest)1

Quarter

($ in millions)

Q1 2026

Q1 2025

Premium in Force

$ 666.8

$ 529.4

% Growth (YoY)

26 %

41 %

New Written Premium

51.6

47.8

Renewal Written Premium

126.0

100.5

Gross Written Premium2

$ 177.6

$ 148.3

% Growth (YoY)

20 %

31 %

New Revenue3

15.8

15.1

Renewal Revenue4

40.8

31.9

Total Revenue

$ 56.6

$ 47.0

% Growth (YoY)

20 %

35 %

% of Gross Written Premium

32 %

32 %

Cost of Sales5

3.2

2.4

Gross Profit6

$ 53.4

$ 44.6